Long story short: Tranny went. Fidelity stated they would only provide a "gently used" transmission instead of a Ford rebuilt.
Apparently, I didn't read the "fine print" at 10:30 p.m. with my wife and kids sitting there waiting for me at McDavid Frisco! I was told that if my engine or tranny went, it would be replaced. I didn't realize it would be a used one from a scrapyard with 30+K miles on it!
I believe I was bamboozled on this so-called Bumper to Bumper POC warranty!
Vultures! Bring your soap and a lawyer if you do any business with these crooks!